Renovation work: insurance to subscribe to
Renovation work is a great way to modernize your home and give it a new lease of life. But before you start, it’s important to make sure you’re covered in case of any issues. This article will look at the different types of insurance to subscribe to before starting renovation work.
Liability insurance
Liability insurance is one of the most important types of insurance to subscribe to before starting renovation work. It covers material and bodily damages caused to others by your activity. It can also cover damages caused to third parties by products or services provided by you.
Decennial insurance
Decennial insurance is a mandatory insurance for building professionals. It covers damages caused by construction or material defects during a period of 10 years. It is particularly important for renovation work, as it covers damages caused by poorly executed work or defective materials.
Building insurance
Building insurance is a mandatory insurance for building professionals. It covers damages caused by construction or material defects during a period of 10 years. It is particularly important for renovation work, as it covers damages caused by poorly executed work or defective materials.
Homeowner’s insurance
Homeowner’s insurance is an insurance that covers damages caused to your home and belongings. It can cover damages caused by fires, floods, theft, or water damage. It can also cover damages caused by poorly executed renovation work.
Professional liability insurance
Professional liability insurance is an insurance that covers damages caused by your professional activity. It can cover damages caused by errors or omissions, delivery delays, material or bodily damages caused to third parties, etc. It is particularly important for renovation work, as it covers damages caused by poorly executed work or defective materials.
Conclusion
Renovation work is a great way to modernize your home and give it a new lease of life. But before you start, it’s important to make sure you’re covered in case of any issues. There are several types of insurance to subscribe to before starting renovation work, including liability insurance, decennial insurance, building insurance, homeowner’s insurance, and professional liability insurance. These insurances can protect you against damages caused by poorly executed work or defective materials.
